Uphold fees
- Fee for a $1,000 purchase
- $20by bank transfer
- Time needed for bank withdrawals
- Not published
- Coins
- 300
When you buy $1,000 crypto through Uphold by bank transfer, published fees are $20 (2% fee, plus spread).
Calculator for Uphold fees
The Calculator for Uphold fees uses Uphold's published rates. The calculation depends on your amount and payment method.
Uphold fees for a $1,000 buy
Uphold's own fee pages let you compare what $1,000 costs with each payment method. If you see a dash, Uphold hasn't published a figure for that entry.
| What you do with $1,000 | You pay | How it is charged |
|---|---|---|
| Buy by bank transfer (ACH) | $20 | 2% fee, plus spread |
| Buy by debit card | $39.90 | 3.99% card fee, plus spread |
| Cash out to your bank (ACH) | $0 | free |
| Cash out instantly to a debit card | $17.50 | 1.75% fee, minimum $1 |
| Send Bitcoin to a wallet | $3.22 | 0.00004 BTC network fee |
Trading Fees on Uphold
Rates provided by the Uphold app itself
Uphold says the all-in spread is compared with the market reference price. The spread depends on the asset, size, volatility and liquidity cost. The app holds the price for 18 seconds and warns you when the market spread is above 4%.
| Fee | Rate | Source | Read on |
|---|---|---|---|
| How the simple buy fee is set | For trades up to $5,000, BTC/ETH usually has a quoted-price spread of 2.00-2.20%, while altcoins usually have 2.45-3.8%. | uphold.com | November 2, 2026 |
| Simple buy fee | 2% | uphold.com | November 2, 2026 |
| Spread | A market reference price is used to measure the all-in spread. The amount varies with the asset, size, volatility and liquidity cost. The app holds the price for 18 seconds and warns you when the market spread is above 4%. | uphold.com | November 2, 2026 |
| Bank transfer buy fee | 0% | support.uphold.com | November 2, 2026 |
| Debit card fee | 3.99% | support.uphold.com | November 2, 2026 |
Uphold Deposit and Withdrawal Fees
Every entry includes the payment method covered by Fees for deposits and withdrawals at Uphold and its source Uphold page.
| Method | Fee | Source | Read on |
|---|---|---|---|
| Bank deposit (ACH) | Free | support.uphold.com | November 2, 2026 |
| Bank withdrawal (ACH) | Free | support.uphold.com | November 2, 2026 |
| Time needed for bank withdrawals | Standard: at most 5 working days (free); instant: immediately (1.75%, min $1) | support.uphold.com | November 2, 2026 |
| Instant cash out | Each option for an instant withdrawal, whether through linked bank accounts, debit cards or Apple Pay, charges 1.75% (min $1). | support.uphold.com | November 2, 2026 |
| Bitcoin withdrawal | A network fee of 0.00004 BTC applies. Uphold's flat $0.99 withdrawal fee doesn't apply to BTC. | support.uphold.com | November 2, 2026 |
Ways to keep your Uphold costs down
- Choose a bank transfer rather than a card. On Uphold, bank payments cost $20 for a $1,000 purchase, compared with $39.90 by debit card.
- Choose a bank transfer for a free cash out through Uphold. Cashing out $1,000 instantly costs $17.50.
- For a $1,000 purchase by bank transfer, Binance.US lists a $0 fee, while Uphold lists $20; compare Uphold and Binance.US.
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Questions from people
How much do Uphold's charges for $1,000 come to?
Uphold's published fee for your $1,000 purchase is $20 with a bank transfer or $39.90 with a debit card. Buying through the app also includes a spread.
Are there withdrawal fees at Uphold?
You can send money from Uphold to a bank account at no cost.