Uphold withdrawal: time, fees and limits
- The fee for a $1,000 purchase
- $20by bank transfer
- Time for a bank withdrawal
- Information hasn't been published.
- Coins
- 300
Withdrawals from Uphold to banks are free. Standard transfers take at most 5 working days (free), while instant transfers happen immediately (1.75%, min $1). Under Uphold's hold rule, you can trade ACH deposits immediately, but they must settle, typically taking up to 5 working days, before withdrawal. Banks not linked via Plaid may face a 65-day withdrawal restriction.
Withdrawing money from Uphold
Uphold explains the steps for a cash withdrawal on its Uphold help page.
You can make a standard bank withdrawal from Uphold free of charge, with a wait of no more than 5 working days. Instant bank withdrawals happen immediately and cost 1.75% (min $1).
How long a Uphold withdrawal takes
Standard bank transfers by ACH through Uphold take at most 5 working days and cost nothing. Instant transfers arrive immediately and cost 1.75% (min $1).
Uphold withdrawal fees
You can view Uphold's published withdrawal fees on its list, which breaks them down by method.
| Method | Fee or time | Source | Read on |
|---|---|---|---|
| Bank deposit (ACH) | Free | support.uphold.com | November 2, 2026 |
| Bank withdrawal (ACH) | Free | support.uphold.com | November 2, 2026 |
| Time for a bank withdrawal | Standard service takes at most 5 working days (free); instant service is immediate (1.75%, min $1) | support.uphold.com | November 2, 2026 |
| Instant cash out | Using Apple Pay, a debit card, or a linked bank account, you'll pay 1.75% (min $1) for an instant payout. | support.uphold.com | November 2, 2026 |
| Bitcoin withdrawal | The network applies a charge of 0.00004 BTC for this transfer. BTC isn't subject to Uphold's flat $0.99 withdrawal fee. | support.uphold.com | November 2, 2026 |
Uphold withdrawal limits and holds
Withdrawals from Uphold to linked bank accounts in the US require a minimum of $5. Uphold sets daily limits at $25,000, weekly limits at $175,000 and monthly limits at $700,000.
Under Uphold's hold rule, ACH funds can be traded as soon as they arrive, but you must wait for settlement, usually up to 5 working days, before withdrawing. Banks that aren't linked through Plaid may have a 65-day withdrawal restriction.
When a Uphold withdrawal is stuck
Most Uphold withdrawals get stuck when banks reject transfers, new deposit holds arise, or verification steps are required. For each of these, Uphold's site has a help page, and those pages are linked here.
We earn a commission if you open an account through our links. It does not change the fees you pay or our score.
Open a Uphold accountLearn more about Uphold
Common questions
Why are my Uphold funds not available to withdraw yet?
A hold is usually the reason. You can trade ACH money once it reaches your account. You must wait for settlement under Uphold's hold rule, usually up to 5 working days, before withdrawing. Banks that aren't linked through Plaid may have a 65-day withdrawal restriction.
How can I move my Uphold funds into my bank account?
Link a bank account through Uphold, then transfer your cash balance to it. Sending money from Uphold to a bank costs you nothing.
Can I transfer crypto from Uphold to another wallet?
You can. Crypto from Uphold can be transferred to a wallet outside the service. For Bitcoin transfers, the Uphold Bitcoin fee is 0.00004 BTC.