Robinhood vs Uphold: fees, withdrawals, safety and which to use
For a $1,000 purchase by bank transfer, Robinhood charges $0, compared with $20 on Uphold.
Robinhood vs Uphold fees
For $1,000, Robinhood and Uphold’s dollar fees are drawn from pages published by each exchange.
| $1,000 and the basics | Robinhood | Uphold |
|---|---|---|
| Buy by bank transfer (ACH) | $0 | $20 |
| Buy by debit card | – | $39.90 |
| Buy by wire | $0 | – |
| Sell and send to your bank (ACH) | $9.50 | – |
| Cash out to your bank (ACH) | $0 | $0 |
| Cash out by wire | $25 | – |
| Cash out instantly to a debit card | $17.50 | $17.50 |
| Send Bitcoin to a wallet | – | $3.22 |
| States it does not serve | Serves every state | Louisiana, American Samoa, Guam, Puerto Rico, New York, U.S. Virgin Islands, Northern Mariana Islands, U.S. Minor Outlying Islands |
| Serves New York | Yes | No |
| Bank withdrawal | Free | Free, standard: at most 5 working days |
| NYDFS licence | Yes | No |
| App Store rating (ratings) | 4.3 (4,899,968) | 4.7 (91,020) |
| Coins listed | 92 | 300 |
If a cell has a dash, the exchange has not published a number for it; "Not offered" means the exchange doesn't support that method.
Robinhood vs Uphold in your state
Areas served by Robinhood include New York, U.S. Virgin Islands, Louisiana, Puerto Rico, Guam, Northern Mariana Islands, U.S. Minor Outlying Islands and American Samoa. Uphold serves none of them.
Robinhood vs Uphold withdrawals
Robinhood bank withdrawals carry no fee.
Bank withdrawals from Uphold are free and take standard: at most 5 working days (free); instant: immediately (1.75%, min $1).
Robinhood vs Uphold safety
NYDFS gives Robinhood a New York licence or charter.
Uphold doesn't have an NYDFS licence for New York.
Robinhood vs Uphold apps and coins
On the App Store, the Robinhood app has a score of 4.3 out of 5 based on 4,899,968 ratings.
On the App Store, the Uphold app has a score of 4.7 out of 5 based on 91,020 ratings.
Robinhood or Uphold: which should you choose?
- Pick Robinhood if you’ll use its order book and Exchange routing fee tiers, or live in a state others leave out.
- For access to the Uphold app and a simple buy screen, pick Uphold.
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