PayPal fees
Bonus terms
As of November 2, 2026 · paypal.com
- Fee on a $1,000 buy
- $18by bank transfer
- Bank withdrawal time
- Not published
- Coins
- Not published
Through a bank transfer, PayPal's published fees for a $1,000 crypto purchase total $18 (1.8% fee, plus spread).
Calculator for PayPal fees
The calculator uses PayPal's published rates for the amount and payment method you enter.
Fees on PayPal for a $1,000 buy
Based on PayPal's fee pages, here's what $1,000 costs for each PayPal payment method. PayPal publishes no number when a dash appears.
| What you do with $1,000 | You pay | How it is charged |
|---|---|---|
| Buy by bank transfer (ACH) | $18 | 1.8% fee, plus spread |
| Buy with PayPal | $18 | 1.8% fee, plus spread |
| Send Bitcoin to a wallet | – | Network fee shown before you send |
Fees for PayPal trades
PayPal's own app rates
PayPal on spreads: An estimated 1.00% spread is included in the exchange rate; it may be higher or lower, and disclosure for each trade isn't provided.
| Fee | Rate | Source | Read on |
|---|---|---|---|
| How the simple buy fee is set | Based on USD amount: 2.20% ($1-74.99), then 2.00% ($75-200), then 1.80% ($200.01-1,000), and 1.50% (over $1,000), plus spread | paypal.com | November 2, 2026 |
| Simple buy fee | 2.2% | paypal.com | November 2, 2026 |
| Spread | An estimated 1.00% spread is included in the exchange rate; it may be higher or lower, and disclosure for each trade isn't provided | paypal.com | November 2, 2026 |
Fees for PayPal deposits and withdrawals
Deposit and withdrawal fees from PayPal, listed by method with the source PayPal page for each fee.
| Method | Fee | Source | Read on |
|---|---|---|---|
| Bitcoin withdrawal | A varying network fee is paid in the crypto sent; no fee applies when transferring to other PayPal/Venmo crypto accounts | paypal.com | November 2, 2026 |
Ways to reduce your PayPal costs
- A $1,000 bank-transfer buy on Binance.US has $0 in published fees, compared with $18 on PayPal; compare PayPal and Binance.US.
We earn a commission if you open an account through our links. It does not change the fees you pay or our score.
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Common questions
What's the PayPal charge for $1,000?
PayPal's published fees for a $1,000 purchase are $18 by bank transfer and $18 when paying with PayPal; app buys also have a spread.
Does PayPal charge a withdrawal fee?
Before you confirm, PayPal shows the withdrawal fee.