Coinbase vs Uphold: fees, withdrawals, safety and which to use
Uphold lists a $20 fee for buying $1,000 by bank transfer. At Coinbase, you see the fee only on the screen where you review an order.
Coinbase vs Uphold fees
What Coinbase and Uphold charge in dollars for $1,000, according to each exchange's own pages.
| $1,000 and the basics | Coinbase | Uphold |
|---|---|---|
| Buy by bank transfer (ACH) | – | $20 |
| Buy by debit card | – | $39.90 |
| Buy by wire | $19 | – |
| Cash out to your bank (ACH) | – | $0 |
| Cash out by wire | $25 | – |
| Cash out instantly to a debit card | – | $17.50 |
| Send Bitcoin to a wallet | – | $3.22 |
| States it does not serve | – | New York, U.S. Minor Outlying Islands, U.S. Virgin Islands, American Samoa, Louisiana, Guam, Puerto Rico, Northern Mariana Islands |
| Serves New York | Yes | No |
| Bank withdrawal | 1-5 business days | Free, standard: at most 5 working days |
| NYDFS licence | Yes | No |
| App Store rating (ratings) | 4.7 (1,797,969) | 4.7 (91,020) |
| Google Play rating (ratings) | 4.3 (929,890) | – |
| Coins listed | 407 | 300 |
A dash in a row means the exchange publishes no number there; "Not offered" means that method isn't supported.
Coinbase vs Uphold in your state
There is no list from Coinbase of the US states it leaves out. Its user terms ask only that the US is where you live.
Uphold doesn't serve New York, U.S. Minor Outlying Islands, U.S. Virgin Islands, Guam, Louisiana, Northern Mariana Islands, American Samoa, Puerto Rico.
Coinbase vs Uphold withdrawals
Cashing out from Coinbase to your bank takes 1-5 working days.
Bank withdrawals from Uphold are free and take standard: at most 5 working days (free); instant: immediately (1.75%, min $1).
Coinbase vs Uphold safety
Coinbase holds a licence or charter issued by NYDFS for New York.
Uphold doesn't hold an NYDFS licence for New York.
Coinbase vs Uphold apps and coins
The App Store gives the Coinbase app 4.7 out of 5, based on 1,797,969 ratings. Google Play gives it 4.3, from 929,890 ratings.
In the App Store, the Uphold app has a 4.7 out of 5 rating from 91,020 ratings.
Which should you use, Coinbase or Uphold?
- Choose Coinbase if you'll use Coinbase Advanced and its order book.
- Choose Uphold if what you want is the Uphold app along with its simple buy screen.
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