Coinbase vs Crypto.com: fees, withdrawals, safety and which to use

For a $1,000 buy by bank transfer, Crypto.com posts a fee of $5. At Coinbase, you see the fee only on the order screen before you place it.

Coinbase vs Crypto.com fees

Fees in dollars for $1,000, according to the Coinbase and Crypto.com pages themselves.

$1,000 and the basics	Coinbase	Crypto.com
Buy by bank transfer (ACH)	–	$5
Buy by wire	$19	$5
Sell and send to your bank (ACH)	–	$5
Cash out to your bank (ACH)	–	$0
Cash out by wire	$25	–
States it does not serve	–	New York
Serves New York	Yes	No
Bank withdrawal	1-5 business days	Free, typically 1-3 business days
NYDFS licence	Yes	No
FinCEN registration	–	Registered
App Store rating (ratings)	4.7 (1,797,969)	4.7 (336,049)
Google Play rating (ratings)	4.3 (929,890)	4.4 (694,078)
Coins listed	407	376

For each row, a dash shows that the exchange gives no figure. "Not offered" shows that the method isn't supported.

Coinbase doesn't publish a list of the US states it excludes. Its user terms only ask you to live in the US.

New York isn't served by Crypto.com.

It takes 1-5 working days to withdraw money from Coinbase to a bank.

Crypto.com charges nothing for bank withdrawals, which typically take 1-3 working days (Crypto.com Exchange, US retail).

From NYDFS, Coinbase holds either a New York licence or a charter.

Crypto.com doesn't have an NYDFS licence for New York.

In the App Store, Coinbase's app has a 4.7 out of 5 rating across 1,797,969 ratings. On Google Play, the rating is 4.3 across 929,890 ratings.

In the App Store, Crypto.com's app has a 4.7 out of 5 rating across 336,049 ratings. On Google Play, the rating is 4.4 across 694,078 ratings.

Choose Coinbase if you're going to use Coinbase Advanced and that product's order book.
Choose Crypto.com if you're going to use Crypto.com Exchange and that service's order book.

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