Gemini fees
- Fee on a $1,000 buy
- $12by bank transfer
- Bank withdrawal time
- Same or next day
- Coins
- 99
In published fees, a $1,000 crypto buy on Gemini by bank transfer comes to $12 (1.2% taker fee, Gemini ActiveTrader).
The Gemini fee calculator
Type in an amount and your payment method, and the Gemini fee calculator uses Gemini's published rates.
Gemini fees for a $1,000 buy
Costs for $1,000 on Gemini, broken down by method and taken from Gemini's fee pages. When a dash appears, Gemini publishes no number for it.
| What you do with $1,000 | You pay | How it is charged |
|---|---|---|
| Buy by bank transfer (ACH) | $12 | 1.2% taker fee, Gemini ActiveTrader |
| Buy by debit card | $34.90 | 3.49% card fee, plus spread |
| Buy by wire | $12 | 1.2% taker fee, Gemini ActiveTrader |
| Sell and send to your bank (ACH) | $12 | 1.2% taker fee, Gemini ActiveTrader, free payout |
| Cash out to your bank (ACH) | $0 | free |
| Cash out by wire | $25 | flat fee |
| Send Bitcoin to a wallet | – | Network fee shown before you send |
Trading fees on Gemini
Gemini ActiveTrader
Gemini ActiveTrader charges 0.6% on maker orders and 1.2% on taker orders at the entry tier. That tier needs Trailing 30-day volume below $10K and an asset balance below $1M. The next level up is 0.40%/0.80%, reached at $10K volume or $1M balance, and the better tier applies.
| Order type, entry tier | Fee | On $1,000 | Source | Read on |
|---|---|---|---|---|
| Maker (a limit order that waits) | 0.6% | $6 | gemini.com | November 2, 2026 |
| Taker (an order that fills now) | 1.2% | $12 | gemini.com | November 2, 2026 |
Rates in the Gemini app
Gemini on spreads: The quoted price for crypto-to-crypto converts, and for Instant and Recurring orders, already includes a spread; its size isn't published and may vary; Gemini may keep any excess spread.
| Fee | Rate | Source | Read on |
|---|---|---|---|
| How the simple buy fee is set | Orders in Gemini mode (app/web) pay a Gemini fee, worked out when the order is placed. The amount changes with the asset, the jurisdiction, market conditions, order size and payment method. You'll see it on the trade review screen before you confirm. Instant/Recurring prices carry a spread as well | gemini.com | November 2, 2026 |
| Spread | The quoted price for crypto-to-crypto converts, and for Instant and Recurring orders, already includes a spread; its size isn't published and may vary; Gemini may keep any excess spread | gemini.com | November 2, 2026 |
| Bank transfer buy fee | 0% | support.gemini.com | November 2, 2026 |
| Debit card fee | 3.49% | gemini.com | November 2, 2026 |
Deposit and withdrawal fees on Gemini
What Gemini charges to deposit and withdraw, by method, with the Gemini page each fee came from.
| Method | Fee | Source | Read on |
|---|---|---|---|
| Bank deposit (ACH) | Free | gemini.com | November 2, 2026 |
| Wire deposit | Free | gemini.com | November 2, 2026 |
| Bank withdrawal (ACH) | Free | gemini.com | November 2, 2026 |
| Wire withdrawal | $25 | support.gemini.com | November 2, 2026 |
| Bank withdrawal time | If you start an ACH withdrawal before 3pm ET, it's typically handled that day or the next working day | gemini.com | November 2, 2026 |
| Wire withdrawal time | Wire withdrawals started before 3pm ET are typically handled that day or the next working day | gemini.com | November 2, 2026 |
| Instant cash out | There's no instant cash-out to a card: you can't withdraw fiat with debit cards or Google/Apple Pay; USD withdrawals come only by ACH or wire | support.gemini.com | November 2, 2026 |
| Bitcoin withdrawal | The withdrawal fee is dynamic and matches the current network fee, and you see it before you confirm; Gemini says it doesn't pocket the fee; there's no fixed BTC amount and no free monthly withdrawals stated | gemini.com | November 2, 2026 |
Paying less on Gemini
- Choose a bank transfer rather than a card: on Gemini, $1,000 costs $12 by bank compared with $34.90 by debit card.
- Trade with Gemini ActiveTrader and you pay the published 1.2% taker fee, or 0.6% for limit orders that wait, rather than the app's buy price.
- Take your money out by bank transfer, and Gemini charges nothing for that; a wire costs $25.
- On a $1,000 bank-transfer buy, published fees are $0 at Compared with Binance.US with $12 on Gemini; compare Gemini and Binance.US.
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Common questions
What does Gemini charge for $1,000?
Gemini's published fees for a $1,000 buy are $12 with a bank transfer, $34.90 with a debit card and $12 by wire. App buys also carry a spread.
Does Gemini charge a fee to withdraw?
Withdrawing from Gemini by bank transfer costs nothing, while a wire costs $25.