Gemini vs Uphold: fees, withdrawals, safety and which to use
Buying $1,000 by bank transfer costs $12 with Gemini, while the same purchase costs $20 on Uphold.
Gemini vs Uphold fees
Gemini and Uphold's own published pages provide the basis for these dollar fees on a $1,000 purchase.
| $1,000 and the basics | Gemini | Uphold |
|---|---|---|
| Buy by bank transfer (ACH) | $12 | $20 |
| Buy by debit card | $34.90 | $39.90 |
| Buy by wire | $12 | – |
| Sell and send to your bank (ACH) | $12 | – |
| Cash out to your bank (ACH) | $0 | $0 |
| Cash out by wire | $25 | – |
| Cash out instantly to a debit card | – | $17.50 |
| Send Bitcoin to a wallet | – | $3.22 |
| States it does not serve | Serves every state | American Samoa, Guam, Puerto Rico, U.S. Minor Outlying Islands, Louisiana, New York, U.S. Virgin Islands, Northern Mariana Islands |
| Serves New York | Yes | No |
| Bank withdrawal | There's no fee for an ACH withdrawal. Requests started before 3pm ET are typically handled the same day or the following working day. | Free, standard: at most 5 working days |
| NYDFS licence | Yes | No |
| App Store rating (ratings) | 4.8 (109,951) | 4.7 (91,020) |
| Google Play rating (ratings) | 4.0 (55,353) | – |
| Coins listed | 99 | 300 |
A dash means the exchange lists no figure in that row, while "Not offered" means it doesn't support that method.
Gemini vs Uphold in your state
Gemini covers American Samoa, Guam, Puerto Rico, U.S. Minor Outlying Islands, Louisiana, Northern Mariana Islands, New York, U.S. Virgin Islands. Uphold covers none of them.
Gemini vs Uphold withdrawals
Gemini offers free bank withdrawals. Start an ACH withdrawal before 3pm ET, and it’s typically processed the same day or by the next working day.
Bank withdrawals from Uphold are free and take standard: at most 5 working days (free); instant: immediately (1.75%, min $1).
Gemini vs Uphold safety
NYDFS has issued Gemini a New York licence or charter.
For New York, Uphold doesn't have an NYDFS licence.
Gemini vs Uphold apps and coins
The App Store gives Gemini's app 4.8 out of 5 from 109,951 ratings. Its Google Play score is 4.0 from 55,353 ratings.
In the App Store, Uphold's app scores 4.7 out of 5 from 91,020 ratings.
Between Gemini and Uphold, which one should you pick?
- Go with Gemini if you'll use Gemini ActiveTrader and its order book, or if your state is one that others leave out.
- Choose Uphold when you want the Uphold app. It offers a simple buy screen.
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