Uphold vs River: fees, withdrawals, safety and which to use
For a $1,000 purchase by bank transfer, River charges $10, compared with $20 from Uphold.
Uphold vs River fees
Uphold and River provide the dollar fee figures shown for $1,000 on their own published pages.
| $1,000 and the basics | Uphold | River |
|---|---|---|
| Buy by bank transfer (ACH) | $20 | $10 |
| Buy by debit card | $39.90 | – |
| Buy by wire | – | $10 |
| Cash out to your bank (ACH) | $0 | $0 |
| Cash out by wire | – | $0 |
| Cash out instantly to a debit card | $17.50 | $10 |
| Send Bitcoin to a wallet | $3.22 | – |
| States it does not serve | Puerto Rico, American Samoa, Louisiana, Guam, New York, U.S. Minor Outlying Islands, Northern Mariana Islands, U.S. Virgin Islands | Nevada, New York |
| Serves New York | No | No |
| Bank withdrawal | Free, standard: at most 5 working days | Standard withdrawals are free and arrive in 1 to 3 working days |
| NYDFS licence | No | No |
| App Store rating (ratings) | 4.7 (91,020) | 4.9 (9,070) |
| Coins listed | 300 | – |
A dash means the exchange hasn't published a figure for that row, while "Not offered" means the method isn't supported.
Uphold vs River in your state
Uphold serves Nevada, but River doesn't.
Uphold offers no service in Louisiana, Puerto Rico, Guam, American Samoa, U.S. Virgin Islands, Northern Mariana Islands or U.S. Minor Outlying Islands River serves every one of those places.
Uphold vs River withdrawals
Bank withdrawals from Uphold are free and take standard: at most 5 working days (free); instant: immediately (1.75%, min $1).
River bank withdrawals are free, with standard withdrawals arriving in 1 to 3 working days and a $10 minimum.
Uphold vs River safety
For New York, Uphold has no NYDFS licence
For New York, River has no NYDFS licence
Uphold vs River apps and coins
In the App Store, the Uphold app scores 4.7 out of 5 across 91,020 ratings.
In the App Store, the River app scores 4.9 out of 5 across 9,070 ratings.
Uphold or River: Which should you choose?
- If you want Uphold's app and its simple buy screen, choose Uphold.
- If the app and its simple buy screen are what you want, choose River.
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