Binance.US vs Uphold: fees, withdrawals, safety and which to use
For a $1,000 buy by bank transfer, Binance.US charges $0, while Uphold charges $20.
Fees: Binance.US vs Uphold
Each exchange's own pages show the dollar fees for $1,000 at Binance.US and at Uphold.
| $1,000 and the basics | Binance.US | Uphold |
|---|---|---|
| Buy by bank transfer (ACH) | $0 | $20 |
| Buy by debit card | $39.90 | $39.90 |
| Buy by wire | $0.20 | – |
| Sell and send to your bank (ACH) | $0.20 | – |
| Cash out to your bank (ACH) | $0 | $0 |
| Cash out by wire | $25 | – |
| Cash out instantly to a debit card | – | $17.50 |
| Send Bitcoin to a wallet | – | $3.22 |
| States it does not serve | Texas, Vermont, Washington, Oregon, Ohio, North Dakota, North Carolina, New York, Maine, Georgia, Connecticut, Alaska, Northern Mariana Islands, U.S. Virgin Islands, Guam, American Samoa | Listed areas include Puerto Rico, Guam, American Samoa, Northern Mariana Islands, U.S. Minor Outlying Islands, Louisiana, New York and the U.S. Virgin Islands. |
| Serves New York | No | No |
| Bank withdrawal | Free, 1-5 business days depending on the bank | Free, standard: at most 5 working days |
| NYDFS licence | No | No |
| FinCEN registration | Registered | – |
| App Store rating (ratings) | 4.2 (111,067) | 4.7 (91,020) |
| Coins listed | 204 | 300 |
A dash in a row means the exchange gives no figure there; "Not offered" means that method isn't supported.
In your state: Binance.US vs Uphold
Uphold does not serve the U.S. Minor Outlying Islands, Louisiana or Puerto Rico, but Binance.US serves all three.
In these states, Uphold serves Washington, Vermont, Texas, Oregon, Ohio, North Dakota, North Carolina, Maine, Georgia, Connecticut and Alaska. Binance.US doesn't.
Withdrawals: Binance.US vs Uphold
Binance.US bank withdrawals cost nothing, and they take 1-5 working days, depending on your bank.
Bank withdrawals from Uphold are free and take standard: at most 5 working days (free); instant: immediately (1.75%, min $1).
Safety: Binance.US vs Uphold
Binance.US doesn't hold a NYDFS licence for New York.
Uphold has no NYDFS licence for New York.
Apps and coins: Binance.US vs Uphold
On the App Store, the Binance.US app has a 4.2 out of 5 score, based on 111,067 ratings.
The Uphold app earns 4.7 out of 5 in the App Store, from 91,020 ratings.
Which one to use: Binance.US or Uphold
- Choose Binance.US if you'll be using Advanced (Spot) Trading along with its order book.
- Choose Uphold if you want both its app and simple buy screen.
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