Cash AppNo public signup bonus
Cash App vs Uphold: fees, withdrawals, safety and which to use
A $1,000 bank-transfer buy costs $9 with Cash App, compared with $20 on Uphold.
Cash App vs Uphold fees
Fees in dollars for $1,000 at Cash App and Uphold, taken from each exchange's own pages.
| $1,000 and the basics | Cash App | Uphold |
|---|---|---|
| Buy by bank transfer (ACH) | $9 | $20 |
| Buy by debit card | – | $39.90 |
| Cash out to your bank (ACH) | – | $0 |
| Cash out instantly to a debit card | – | $17.50 |
| Send Bitcoin to a wallet | $0 | $3.22 |
| States it does not serve | – | Louisiana, Puerto Rico, New York, U.S. Minor Outlying Islands, U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands |
| Serves New York | Yes | No |
| Bank withdrawal | – | Free, standard: at most 5 working days |
| NYDFS licence | Yes | No |
| App Store rating (ratings) | 4.8 (8,784,253) | 4.7 (91,020) |
| Google Play rating (ratings) | 4.7 (4,520,000) | – |
| Coins listed | – | 300 |
A dash means the exchange gives no number for that row, while "Not offered" means it doesn't support that method.
Cash App vs Uphold in your state
Cash App's user terms ask only that you live in the US. The company doesn't publish a list of US states it leaves out.
Uphold does not serve Puerto Rico, Louisiana, American Samoa, Guam, New York, U.S. Minor Outlying Islands, U.S. Virgin Islands and Northern Mariana Islands.
Cash App vs Uphold withdrawals
On the pages we read, Cash App doesn't publish a bank withdrawal fee or time.
Bank withdrawals from Uphold are free and take standard: at most 5 working days (free); instant: immediately (1.75%, min $1).
Cash App vs Uphold safety
NYDFS has issued a New York licence or charter to Cash App.
Uphold has no NYDFS licence for New York.
Cash App vs Uphold apps and coins
The Cash App app has an App Store rating of 4.8 out of 5 based on 8,784,253 ratings. Its Google Play rating is 4.7 based on 4,520,000 ratings.
An App Store score of 4.7 out of 5 comes from 91,020 ratings for the Uphold app.
Your choice: Cash App or Uphold?
- Choose Cash App for its app and simple buy screen.
- Choose Uphold for its app and simple buy screen.
We earn a commission if you open an account through our links. It does not change the fees you pay or our score.