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Gemini vs Cash App: fees, withdrawals, safety and which to use

For a $1,000 bank-transfer buy, Cash App costs $9, while Gemini costs $12.

Gemini vs Cash App fees

For $1,000, Gemini's own pages show its fees in dollars, and Cash App's own pages show its fees in dollars.

$1,000 and the basicsGeminiCash App
Buy by bank transfer (ACH)$12$9
Buy by debit card$34.90–
Buy by wire$12–
Sell and send to your bank (ACH)$12–
Cash out to your bank (ACH)$0–
Cash out by wire$25–
Send Bitcoin to a wallet–$0
States it does not serveServes every state–
Serves New YorkYesYes
Bank withdrawalFree, if you start an ACH withdrawal before 3pm ET, it's typically handled that day or the next working day–
NYDFS licenceYesYes
App Store rating (ratings)4.8 (109,951)4.8 (8,784,253)
Google Play rating (ratings)4.0 (55,353)4.7 (4,520,000)
Coins listed99–
Gemini$12Cash App$9

Where a row shows a dash, the exchange publishes no number for it; "Not offered" means that method isn't supported.

Gemini vs Cash App in your state

All 50 states are served, according to Gemini.

No list of excluded US states is published by Cash App, while its user terms only require US residency.

Gemini vs Cash App withdrawals

Bank withdrawals from Gemini are free and take if you start an ACH withdrawal before 3pm ET, it's typically handled that day or the next working day.

We found no published fee or processing time for Cash App bank withdrawals on the pages we reviewed.

Gemini vs Cash App safety

Gemini is licensed or chartered in New York by NYDFS.

Cash App is licensed or chartered in New York by NYDFS.

Gemini vs Cash App apps and coins

On the App Store, the Gemini app earns 4.8 out of 5 from 109,951 ratings. On Google Play, its rating is 4.0 from 55,353 ratings.

On the App Store, the Cash App app earns 4.8 out of 5 from 8,784,253 ratings. On Google Play, its rating is 4.7, based on 4,520,000 ratings.

Should you choose Gemini or Cash App?

  • Go with Gemini when you'll use Gemini ActiveTrader with its order book, or when the state you live in is one others leave out.
  • Choose Cash App when you want its app and the simple buy screen.

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Gemini and Cash App: more to read