Gemini withdrawal: time, fees and limits
- Fee for a $1,000 buy
- $12by bank transfer
- How long a bank withdrawal takes
- That day or the next
- Coins
- 99
You can withdraw money from Gemini to a bank free of charge. An ACH request started before 3pm ET is usually handled that day or on the next working day. At Gemini, some funds are held. Whether ACH deposits can be traded is Gemini's choice. Crypto and fiat bought with them remain locked until the ACH clears, which takes 4-5 working days. You can withdraw crypto bought through a debit card, Apple or Google Pay once 48 hours have passed. PayPal takes 1-5 working days. After you reset your password, a 72-hour hold applies.
Getting money out of Gemini
You can find the cash withdrawal steps on Gemini's support page.
Bank withdrawals from Gemini cost nothing. Start an ACH withdrawal before 3pm ET, and it will typically be handled that day or on the next working day.
How long a Gemini withdrawal takes
Gemini's bank transfer (ACH) option usually processes withdrawals the same day or the following working day when you start before 3pm ET.
Gemini by wire: If you start a wire withdrawal before 3pm ET, it is typically handled that day or on the next working day.
Gemini withdrawal fees
Gemini's withdrawal fees are published for each method by Gemini.
| Method | Fee or time | Source | Read on |
|---|---|---|---|
| Bank deposit (ACH) | Free | gemini.com | November 2, 2026 |
| Wire deposit | Free | gemini.com | November 2, 2026 |
| Bank withdrawal (ACH) | Free | gemini.com | November 2, 2026 |
| Wire withdrawal | $25 | support.gemini.com | November 2, 2026 |
| How long a bank withdrawal takes | Start an ACH withdrawal before 3pm ET, and it's typically processed that day or the next working day | gemini.com | November 2, 2026 |
| Wire withdrawal time | If you begin a wire withdrawal before 3pm ET, it's typically processed that day or the next working day | gemini.com | November 2, 2026 |
| Instant cash out | Instant cash-outs to cards aren't available. Withdrawals using debit cards, Google or Apple Pay can't be made in fiat. USD withdrawals are available only by ACH or wire. | support.gemini.com | November 2, 2026 |
| Bitcoin withdrawal | The withdrawal fee changes with the current network fee, which you see before confirming. Gemini says it doesn't take any of that fee. No fixed BTC amount or free monthly withdrawals are stated | gemini.com | November 2, 2026 |
Gemini withdrawal limits and holds
In the US, Gemini sets the ACH limit at $100,000 each day. USD wires have no maximum. The smallest amount is $25.01, including the $25 fee. You can withdraw crypto starting at $10.
You can't withdraw fiat or crypto purchased with ACH deposits until the ACH settles (4-5 working days). Gemini's hold rule sets this limit, and Gemini's discretion determines whether those deposits get traded. You can withdraw crypto purchased through a debit card, Apple or Google Pay after 48 hours. PayPal takes 1-5 working days. If you reset your password, you must wait 72 hours.
When a Gemini withdrawal is stuck
Most delayed Gemini withdrawals fall into three causes: holds on new deposits, verification checks and banks that reject transfers. Gemini's help pages cover every item, and you can find the relevant links here.
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What people ask
Why is my Gemini withdrawal still unavailable?
A hold is typically the reason. At Gemini, some funds are held. It's Gemini's choice whether ACH deposits get traded. Crypto and fiat bought with them stay locked while you wait for the ACH to clear (4-5 working days). You can withdraw crypto bought through a debit card, Apple or Google Pay once 48 hours have passed. PayPal takes 1-5 working days. Resetting your password leads to a 72-hour hold.
How can I move my money from Gemini to my bank account?
Link your bank account in Gemini, then transfer your cash balance to it. Bank transfers from Gemini are free, but a wire transfer costs $25.
Can crypto from Gemini go to another wallet?
You can. You can transfer crypto to an outside wallet from Gemini. The network fee for that send is billed by Gemini.