For a $1,000 purchase by bank transfer, eToro charges $10, while Gemini charges $12.
Gemini vs eToro fees
In dollars, here are Gemini and eToro fees for $1,000, taken from each exchange's own pages.
| $1,000 and the basics | Gemini | eToro |
|---|---|---|
| Buy by bank transfer (ACH) | $12 | $10 |
| Buy by debit card | $34.90 | – |
| Buy by wire | $12 | – |
| Sell and send to your bank (ACH) | $12 | $10 |
| Cash out to your bank (ACH) | $0 | $0 |
| Cash out by wire | $25 | $0 |
| States it does not serve | Serves every state | Nevada, Hawaii, Puerto Rico, US Virgin Islands, American Samoa, Guam |
| Serves New York | Yes | Yes |
| Bank withdrawal | Free, if you start an ACH withdrawal before 3pm ET, it's typically handled that day or the next working day | Free, 7-day hold after online-banking deposits |
| NYDFS licence | Yes | Yes |
| FinCEN registration | – | Registered |
| App Store rating (ratings) | 4.8 (109,951) | 4.4 (9,966) |
| Google Play rating (ratings) | 4.0 (55,353) | – |
| Coins listed | 99 | 113 |
For each row, a dash shows that the exchange hasn't published a number. "Not offered" shows that the method isn't supported.
Gemini vs eToro in your state
eToro doesn't serve Nevada, Hawaii, Puerto Rico, US Virgin Islands, American Samoa and Guam; Gemini does serve them.
Gemini vs eToro withdrawals
Bank withdrawals from Gemini are free and take if you start an ACH withdrawal before 3pm ET, it's typically handled that day or the next working day.
eToro offers free bank withdrawals, but deposits through online banking have a 7-day hold. Processing then takes up to 2 working days, and the transfer to your bank generally takes under 3 working days.
Gemini vs eToro safety
NYDFS grants Gemini a New York licence or charter.
NYDFS grants eToro a New York licence or charter.
Gemini vs eToro apps and coins
The Gemini app has a 4.8 out of 5 App Store score from 109,951 ratings and a 4.0 Google Play score from 55,353 ratings.
The eToro app has a 4.4 out of 5 App Store score from 9,966 ratings.
Which should you pick: Gemini or eToro?
- Pick Gemini if you'll use Gemini ActiveTrader along with its order book, or if your home state is one others leave out.
- If you want the eToro app with its simple buying screen, pick eToro.
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