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Crypto.com vs Gemini: fees, withdrawals, safety and which to use

For a purchase of $1,000 by bank transfer, Crypto.com charges $5, but Gemini charges $12.

Crypto.com vs Gemini fees

The dollar fees for $1,000 at Crypto.com and Gemini are taken from the pages each exchange publishes.

$1,000 and the basicsCrypto.comGemini
Buy by bank transfer (ACH)$5$12
Buy by debit card–$34.90
Buy by wire$5$12
Sell and send to your bank (ACH)$5$12
Cash out to your bank (ACH)$0$0
Cash out by wire–$25
States it does not serveNew YorkServes every state
Serves New YorkNoYes
Bank withdrawalFree, typically 1-3 business daysThere's no charge. Start an ACH withdrawal before 3pm ET, and it's typically handled that day or by the following workday.
NYDFS licenceNoYes
FinCEN registrationRegistered–
App Store rating (ratings)4.7 (336,049)4.8 (109,951)
Google Play rating (ratings)4.4 (694,078)4.0 (55,353)
Coins listed37699
Crypto.com$5Gemini$12

When a row contains a dash, its exchange provides no figure. "Not offered" shows that the method isn't supported.

Crypto.com vs Gemini in your state

New York is served by Gemini, but not by Crypto.com.

Crypto.com vs Gemini withdrawals

Retail customers can make free bank withdrawals through Crypto.com Exchange, US, which usually take 1-3 workdays.

Gemini bank withdrawals cost nothing. Start an ACH withdrawal before 3pm ET, and it's typically handled that day or by the following workday.

Crypto.com vs Gemini safety

In New York, Crypto.com doesn't have an NYDFS licence.

A licence or charter for New York is granted by NYDFS to Gemini.

Crypto.com vs Gemini apps and coins

On the App Store, Crypto.com scores 4.7 out of 5 across 336,049 ratings. Its Google Play score is 4.4 from 694,078 ratings.

Across 109,951 ratings, Gemini receives an App Store score of 4.8 out of 5. On Google Play, Gemini has a rating of 4.0 based on 55,353 ratings.

Should you choose Crypto.com or Gemini?

  • Choose Crypto.com when you plan to use Crypto.com Exchange and its order book.
  • If you'll use Gemini ActiveTrader and the order book it offers, pick Gemini. If you live in a state that others leave out, the same choice applies.

We earn a commission if you open an account through our links. It does not change the fees you pay or our score.

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