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Gemini vs River: fees, withdrawals, safety and which to use

A $1,000 bank transfer purchase costs $10 through River or $12 through Gemini.

Gemini vs River fees

The Gemini and River fees in dollars for $1,000 come from each exchange's own pages.

$1,000 and the basicsGeminiRiver
Buy by bank transfer (ACH)$12$10
Buy by debit card$34.90–
Buy by wire$12$10
Sell and send to your bank (ACH)$12–
Cash out to your bank (ACH)$0$0
Cash out by wire$25$0
Cash out instantly to a debit card–$10
States it does not serveServes every stateNevada, New York
Serves New YorkYesNo
Bank withdrawal[td] Free. Before 3pm ET, start an ACH withdrawal, and it's typically handled the same day or the following working day.Free; standard withdrawals take 1 to 3 working days to arrive.
NYDFS licenceYesNo
App Store rating (ratings)4.8 (109,951)4.9 (9,070)
Google Play rating (ratings)4.0 (55,353)–
Coins listed99–
Gemini$12River$10

When a row has a dash, the exchange has published no figure for it. "Not offered" means that method isn't supported.

Gemini vs River in your state

River serves neither Nevada nor New York, while Gemini serves both.

Gemini vs River withdrawals

[p] Gemini bank withdrawals are free. Start an ACH withdrawal before 3pm ET, and it's typically handled the same day or the following working day.

River offers free bank withdrawals. Standard withdrawals take 1 to 3 working days, with a $10 minimum.

Gemini vs River safety

For New York, Gemini holds an NYDFS licence or charter.

River has no NYDFS licence for New York.

Gemini vs River apps and coins

The Gemini app scored 4.8 out of 5 in the App Store, based on 109,951 ratings. Across 55,353 ratings, Google Play users gave 4.0.

According to the App Store, the River app scores 4.9/5 across 9,070 ratings.

Gemini or River: which one should you pick?

  • [li] Gemini is the choice if you'll use Gemini ActiveTrader and its order book, or if your state is one that others leave out.
  • Pick River if its simple buy screen and River app are what you want.

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More details about Gemini and River