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Crypto.com vs PayPal: fees, withdrawals, safety and which to use

Crypto.com costs less for a $1,000 bank-transfer purchase: $5, compared with $18 on PayPal.

Crypto.com vs PayPal fees

In dollars for $1,000, Crypto.com and PayPal fees come from each exchange's own pages.

$1,000 and the basics	Crypto.com	PayPal
Buy by bank transfer (ACH)	$5	$18
Buy by wire	$5	–
Buy with PayPal	Not offered	$18
Sell and send to your bank (ACH)	$5	–
Cash out to your bank (ACH)	$0	–
States it does not serve	New York	Hawaii
Serves New York	No	Yes
Bank withdrawal	Free, typically 1-3 business days	–
NYDFS licence	No	Yes
FinCEN registration	Registered	–
App Store rating (ratings)	4.7 (336,049)	4.8 (6,299,060)
Google Play rating (ratings)	4.4 (694,078)	4.2 (3,740,000)
Coins listed	376	–

A dash shows that the exchange gives no figure for that row. "Not offered" means the method isn't supported.

Crypto.com serves Hawaii, but PayPal doesn't.

PayPal serves New York, but Crypto.com doesn't.

Crypto.com charges nothing to send money to your bank, and it typically lands in 1-3 working days (Crypto.com Exchange, US retail).

PayPal doesn't publish a bank withdrawal fee or timing on the pages we read.

In New York, Crypto.com has no NYDFS licence.

For New York, PayPal has a licence or charter from NYDFS.

In the App Store, the Crypto.com app holds a 4.7 out of 5 score from 336,049 ratings. On Google Play, it shows 4.4 from 694,078 ratings.

In the App Store, the PayPal app holds a 4.8 out of 5 score from 6,299,060 ratings. On Google Play, it shows 4.2 from 3,740,000 ratings.

If Crypto.com Exchange and its order book are what you'll use, go with Crypto.com.
Choose PayPal when you want its simple buy screen and the PayPal app.

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