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PayPal vs eToro: fees, withdrawals, safety and which to use
For a $1,000 buy by bank transfer, eToro costs $10 while PayPal charges $18.
PayPal vs eToro fees
For $1,000, the dollar fees at PayPal and eToro come from each exchange's own pages.
| $1,000 and the basics | PayPal | eToro |
|---|---|---|
| Buy by bank transfer (ACH) | $18 | $10 |
| Buy with PayPal | $18 | – |
| Sell and send to your bank (ACH) | – | $10 |
| Cash out to your bank (ACH) | – | $0 |
| Cash out by wire | – | $0 |
| States it does not serve | Hawaii | Nevada, Hawaii, Puerto Rico, US Virgin Islands, American Samoa, Guam |
| Serves New York | Yes | Yes |
| Bank withdrawal | – | Free, 7-day hold after online-banking deposits |
| NYDFS licence | Yes | Yes |
| FinCEN registration | – | Registered |
| App Store rating (ratings) | 4.8 (6,299,060) | 4.4 (9,966) |
| Google Play rating (ratings) | 4.2 (3,740,000) | – |
| Coins listed | – | 113 |
Where a row shows a dash, the exchange publishes no number for that line. "Not offered" means the exchange does not support that method.
PayPal vs eToro in your state
In Nevada, Puerto Rico, US Virgin Islands, American Samoa and Guam, PayPal serves customers while eToro does not.
PayPal vs eToro withdrawals
On the pages we read, PayPal lists no bank withdrawal fee or timing.
Bank withdrawals from eToro cost nothing. After online-banking deposits there's a 7-day hold, then up to 2 working days of processing and generally under 3 working days for the bank transfer.
PayPal vs eToro safety
PayPal is licensed or chartered by NYDFS in New York.
In New York, eToro holds a licence or charter issued by NYDFS.
PayPal vs eToro apps and coins
On the App Store, PayPal's app rates 4.8 out of 5 from 6,299,060 ratings, and on Google Play it rates 4.2 from 3,740,000 ratings.
On the App Store, eToro's app rates 4.4 out of 5 from 9,966 ratings.
Which one should you pick: PayPal or eToro?
- Go with PayPal if its simple buy screen and that app are what you want.
- Go with eToro if its simple buy screen and that app are what you want.
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