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Cash AppNo public signup bonusPayPal vs Cash App: fees, withdrawals, safety and which to use
A $1,000 bank-transfer buy costs $9 at Cash App, against $18 on PayPal.
PayPal vs Cash App fees
In dollars, PayPal and Cash App fees for $1,000, based on the pages each exchange publishes.
| $1,000 and the basics | PayPal | Cash App |
|---|---|---|
| Buy by bank transfer (ACH) | $18 | $9 |
| Buy with PayPal | $18 | – |
| Send Bitcoin to a wallet | – | $0 |
| States it does not serve | Hawaii | – |
| Serves New York | Yes | Yes |
| NYDFS licence | Yes | Yes |
| App Store rating (ratings) | 4.8 (6,299,060) | 4.8 (8,784,253) |
| Google Play rating (ratings) | 4.2 (3,740,000) | 4.7 (4,520,000) |
When a row shows a dash, that exchange gives no number for it. "Not offered" means the method isn't supported.
PayPal vs Cash App in your state
PayPal doesn't serve Hawaii.
There's no list of US states that Cash App says it doesn't serve. Its user terms ask only that you live in the US.
PayPal vs Cash App withdrawals
The pages we read show no PayPal bank withdrawal fee or time.
The pages we read show no Cash App bank withdrawal fee or time.
PayPal vs Cash App safety
PayPal holds a licence or charter from NYDFS in New York.
Cash App holds a licence or charter from NYDFS in New York.
PayPal vs Cash App apps and coins
PayPal's app earns 4.8 out of 5 in the App Store, based on 6,299,060 ratings. On Google Play it earns 4.2, based on 3,740,000 ratings.
Cash App's app earns 4.8 out of 5 in the App Store, based on 8,784,253 ratings. On Google Play it earns 4.7, based on 4,520,000 ratings.
Which to pick: PayPal or Cash App
- Go with PayPal when you want its app and its simple buy screen.
- Go with Cash App when you want its app and its simple buy screen.
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