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PayPal vs OKX US: fees, withdrawals, safety and which to use

PayPal lists an $18 fee for a $1,000 purchase by bank transfer; OKX US shows its fee only when previewing an order.

PayPal vs OKX US fees

Fees in dollars for $1,000 for PayPal and OKX US, taken from each exchange's own pages.

$1,000 and the basicsPayPalOKX US
Buy by bank transfer (ACH)$18–
Buy with PayPal$18–
States it does not serveHawaiiAmerican Samoa, Guam, Northern Mariana Islands, New York, U.S. Virgin Islands
Serves New YorkYesNo
NYDFS licenceYesNo
FinCEN registration–Registered
App Store rating (ratings)4.8 (6,299,060)4.6 (22,983)
Google Play rating (ratings)4.2 (3,740,000)–

A dash shows that the exchange gives no figure for that row; "Not offered" means that the method isn't available.

PayPal vs OKX US in your state

While OKX US does not serve New York, Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands, PayPal does.

Hawaii is served by OKX US, and PayPal does not serve it.

PayPal vs OKX US withdrawals

The pages we read don't include a bank withdrawal fee or time from PayPal.

The pages we read don't include a bank withdrawal fee or time from OKX US.

PayPal vs OKX US safety

NYDFS has issued PayPal a New York licence or charter.

No NYDFS licence for New York is held by OKX US.

PayPal vs OKX US apps and coins

The PayPal app has a 4.8 out of 5 App Store score based on 6,299,060 ratings, plus a 4.2 Google Play score from 3,740,000 ratings.

Based on 22,983 ratings, the OKX US app has an App Store score of 4.6 out of 5.

Should you pick PayPal or OKX US?

  • Choose PayPal when you want its app and simple buy screen.
  • Choose OKX US when you want its app and simple buy screen.

We earn a commission if you open an account through our links. It does not change the fees you pay or our score.

More about PayPal and OKX US