PayPal alternatives
No public signup bonus
Bonus terms
As of November 2, 2026 · paypal.com
- Fee on a $1,000 buy
- $18by bank transfer
- Bank withdrawal time
- Not published
- Coins
- Not published
When PayPal isn't the right choice for you, the ranking of these US exchanges shows what a $1,000 buy by bank transfer costs on each one. It also lists the states they leave out.
Comparing PayPal alternatives by dollar cost
| Exchange | $1,000 buy by bank transfer | How it is charged | States it does not serve | Compare with PayPal |
|---|---|---|---|---|
| Binance.US | $0 | no fee, plus spread | Alaska, Connecticut, Georgia, American Samoa, Maine, Guam, New York, North Carolina, Northern Mariana Islands, U.S. Virgin Islands, North Dakota, Ohio, Oregon, Texas, Vermont, Washington | PayPal vs Binance.US |
 | $0 | no fee, plus spread | Serves every state | PayPal vs Robinhood |
 | $5 | 0.5% taker fee, Crypto.com Exchange | New York | PayPal vs Crypto.com |
 | $8 | 0.8% taker fee, Kraken Pro | New York, Maine | PayPal vs Kraken |
| Cash App | $9 | 0.9% fee, plus spread | – | PayPal vs Cash App |
| River | $10 | 1% fee, plus spread | Nevada, New York | PayPal vs River |
 | $10 | 1% fee, plus spread | Nevada, Hawaii, Puerto Rico, US Virgin Islands, American Samoa, Guam | PayPal vs eToro |
 | $12 | 1.2% taker fee, Gemini ActiveTrader | Serves every state | PayPal vs Gemini |
 | $20 | 2% fee, plus spread | New York, American Samoa, Northern Mariana Islands, Guam, Louisiana, Puerto Rico, U.S. Minor Outlying Islands, U.S. Virgin Islands | PayPal vs Uphold |
| Coinbase | – | Coinbase shows its fee on the order preview | – | PayPal vs Coinbase |
 | – | OKX US lists its fee where you review an order. | American Samoa, Guam, New York, Northern Mariana Islands, U.S. Virgin Islands | PayPal vs OKX US |
What makes people move off PayPal
A $1,000 bank-transfer buy costs $18 at PayPal, and 8 of the US exchanges above charge less in published fees.
Hawaii isn't served by PayPal.
Switching away from PayPal
Start by opening and verifying the new account. After that, move your crypto out of PayPal into the deposit address the new exchange gives you.
When you send crypto out, PayPal charges the network fee.