River withdrawal: time, fees and limits
- Fee for a $1,000 buy
- $10by bank transfer
- Time for a bank withdrawal
- 1–3 days
- Coins
- This information has not been published
You can make bank withdrawals from River free of charge. Allow 1 to 3 working days, and note that the minimum is $10. River applies a hold before you can transfer or withdraw deposits from bank transfers or bitcoin purchases funded through a bank. Its length varies. No hold applies to wire transfers. With an instant withdrawal, you can access part of your funds.
How to withdraw money from River
For cash withdrawals, River provides the steps on its help page.
You can make bank withdrawals from River without a fee. They take 1 to 3 working days, with a $10 minimum.
How long a River withdrawal takes
Standard withdrawals with River by bank transfer (ACH) arrive between 1 and 3 working days, and the minimum is $10.
River withdrawal fees
We group the withdrawal fees by method, taken from River's published information.
| Method | Fee or time | Source | Read on |
|---|---|---|---|
| Wire deposit | Free | support.river.com | November 2, 2026 |
| Bank withdrawal (ACH) | Free | support.river.com | November 2, 2026 |
| Wire withdrawal | Free | support.river.com | November 2, 2026 |
| Time for a bank withdrawal | Allow 1 to 3 working days for a Standard withdrawal, with a $10 minimum | support.river.com | November 2, 2026 |
| Instant cash out | Instant cash withdrawals charge 1%. The min is $1.00 and the max is $150.00 (app only). Standard cash out is free. | support.river.com | November 2, 2026 |
| Bitcoin withdrawal | A network fee applies, whether you choose Priority or Standard speed. You receive one free send each month. | support.river.com | November 2, 2026 |
River withdrawal limits and holds
River allows unlimited bitcoin sends and receives, provided the funds have cleared. You can make a wire buy of up to $1,000,000 in one transaction. ForceField sets a weekly limit on sends.
River's hold rule applies to bank transfer deposits and bitcoin buys paid for from a bank. You must wait through a holding period (length varies) before transferring or withdrawing. Wires don't have a hold, while an instant withdrawal makes part of your funds available.
When a River withdrawal is stuck
Stalls in a River withdrawal usually come from new deposits on hold, verification still pending or the bank rejecting it. River's help pages address each of these cases, with links available here.
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Questions people ask
Why is my River withdrawal still unavailable?
A hold is the usual cause. River applies a hold before you can transfer or withdraw deposits from bank transfers or bitcoin purchases funded through a bank. Its length varies. Wire transfers don't have this hold, and instant withdrawals give you access to part of your funds.
How do I cash out from River to my bank?
In River, link your bank account, then withdraw the cash balance to that account. Sending money from River to a bank costs nothing. A wire costs $0.
Can I send my crypto from River to a different wallet?
You can. You can send crypto from River to an outside wallet, and River charges the network fee for it.