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Binance.US vs River: fees, withdrawals, safety and which to use

Using a bank transfer for a $1,000 buy, you pay $0 at Binance.US and $10 at River.

Binance.US vs River fees

Each exchange publishes its own fee pages, which show the dollar fees for $1,000 at Binance.US and River.

$1,000 and the basicsBinance.USRiver
Buy by bank transfer (ACH)$0$10
Buy by debit card$39.90–
Buy by wire$0.20$10
Sell and send to your bank (ACH)$0.20–
Cash out to your bank (ACH)$0$0
Cash out by wire$25$0
Cash out instantly to a debit card–$10
States it does not serveWashington, Vermont, Texas, Oregon, Ohio, North Dakota, North Carolina, New York, Maine, Georgia, Connecticut, Alaska, Northern Mariana Islands, Guam, American Samoa plus U.S. Virgin Islands.Nevada, New York
Serves New YorkNoNo
Bank withdrawalFree, 1-5 business days depending on the bankFree of charge; standard withdrawals reach you in 1 to 3 working days.
NYDFS licenceNoNo
FinCEN registrationRegistered–
App Store rating (ratings)4.2 (111,067)4.9 (9,070)
Coins listed204–
Binance.US$0River$10

A dash means the exchange publishes no figure for that row; "Not offered" shows the method isn't supported.

Binance.US vs River in your state

Binance.US serves Nevada; River doesn't.

In Alaska, Connecticut, Georgia, Maine, North Carolina, North Dakota, Ohio, Oregon and Texas, River is available. Vermont, Washington, American Samoa, Guam and Northern Mariana Islands are served too, along with U.S. Virgin Islands. In those places, Binance.US isn't available.

Binance.US vs River withdrawals

A bank withdrawal on Binance.US is free of charge and reaches you in 1-5 working days, based on your bank.

Withdrawals from River to your bank are free; standard withdrawals take 1 to 3 working days, and the minimum is $10.

Binance.US vs River safety

In New York, Binance.US doesn't hold an NYDFS licence.

In New York, River doesn't hold an NYDFS licence.

Binance.US vs River apps and coins

From the App Store, the Binance.US app scores 4.2 out of 5 across 111,067 ratings.

From the App Store, the River app scores 4.9 out of 5 across 9,070 ratings.

Binance.US or River: which to choose

  • Choose Binance.US if you'll use its order book as well as Advanced (Spot) Trading.
  • River is the choice when you want its app and a simple buy screen.

We earn a commission if you open an account through our links. It does not change the fees you pay or our score.

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