Is OKX US safe?
Bonus terms
- You get: no referral payout; may qualify for separate New User Bonus welcome rewards
- The friend who invites you gets: Referral Bonus in crypto (amount on in-app referral page)
- During the designated period, one trade worth the required amount must be made by the referred user.
- A lock-up period may apply to the bonus
- OKX may cap the number of bonuses it gives
- Window: continues until terminated by OKX
As of November 2, 2026 · okx.com
- Fee on a $1,000 buy
- Shown at checkout
- Bank withdrawal time
- Not published
- Coins
- Not published
For OKX US's US customers, the company they deal with is OKX INC., formerly known as OKCoin USA Inc. Any crypto you hold on OKX US has no FDIC insurance. On record for OKX US is 1 dated incident, and the sources for it are listed.
Licences and registrations for OKX US
OKX US's US business is handled by OKX INC., formerly known as OKCoin USA Inc.
OKX US says it holds FinCEN registration as a money services business.
For New York, OKX US holds no NYDFS licence.
State licences appear on the licences page posted by OKX US.
Has OKX US ever been hacked? Incidents and enforcement
Every OKX US incident points back to the regulator or company statement behind it.
| Date | What happened | Source |
|---|---|---|
| February 24, 2025 | According to DOJ (SDNY), Aux Cayes Fintech Co. Ltd, doing business as OKX, Seychelles, pleaded guilty to running an unlicensed money transmitting business, and penalties exceeded $504 million. | justice.gov |
The way your money is held
No proof-of-reserves attestation appears on the OKX US pages we read.
Scams that target OKX US users, including text message scams
Keep your OKX US password and 2FA code to yourself. Don't move funds to a "safe wallet" because some text or call says so. Contact OKX US only through its app or website.
OKX US FDIC insurance: is it in place?
Neither FDIC nor SIPC insurance covers crypto held on OKX US.
We earn a commission if you open an account through our links. It does not change the fees you pay or our score.
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People’s questions
Is OKX US legitimate?
Yes, this is a real business: OKX US serves US customers through OKX INC., formerly known as OKCoin USA Inc. You can find its 1 dated incident on this page, along with its sources.
Is crypto held on OKX US FDIC insured?
No, not the crypto. FDIC or SIPC insurance doesn't cover crypto held on OKX US.
What should I do if a code from OKX US arrives that I didn't request?
Treat it as a warning sign. Never hand over your password or 2FA code for OKX US. Don't move funds to a "safe wallet" because some text or call tells you to. Only reach OKX US through its app or website.