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Crypto.com vs OKX US: fees, withdrawals, safety and which to use

Crypto.com lists a $5 fee for buying $1,000 through a bank transfer; OKX US reveals its fee only when you review the order.

Crypto.com vs OKX US fees

For $1,000, dollar fees appear on the Crypto.com page and separately on the OKX US page.

$1,000 and the basics	Crypto.com	OKX US
Buy by bank transfer (ACH)	$5	–
Buy by wire	$5	–
Sell and send to your bank (ACH)	$5	–
Cash out to your bank (ACH)	$0	–
States it does not serve	New York	New York, U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands
Serves New York	No	No
Bank withdrawal	Free, typically 1-3 business days	–
NYDFS licence	No	No
FinCEN registration	Registered	Registered
App Store rating (ratings)	4.7 (336,049)	4.6 (22,983)
Google Play rating (ratings)	4.4 (694,078)	–
Coins listed	376	–

When the exchange publishes no number for a row, the table shows a dash. "Not offered" means the method isn't supported.

OKX US doesn't serve American Samoa, Guam, Northern Mariana Islands or U.S. Virgin Islands, but Crypto.com does.

Crypto.com bank withdrawals cost nothing and usually finish in 1-3 working days (Crypto.com Exchange, US retail).

The pages we read don't list an OKX US bank withdrawal fee or time.

New York isn't covered by any Crypto.com NYDFS licence.

OKX US has no NYDFS licence for New York.

The App Store gives Crypto.com 4.7 out of 5 from 336,049 ratings, while Google Play gives it 4.4 from 694,078 ratings.

Based on 22,983 ratings, the OKX US app receives 4.6 out of 5 in the App Store.

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