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Cash App vs OKX US: fees, withdrawals, safety and which to use

Cash App lists a $9 fee for a $1,000 purchase by bank transfer. OKX US displays its fee only on the order screen before submission.

Cash App vs OKX US fees

Cash App's own page and OKX US's own page each give dollar fees for $1,000.

$1,000 and the basics	Cash App	OKX US
Buy by bank transfer (ACH)	$9	–
Send Bitcoin to a wallet	$0	–
States it does not serve	–	American Samoa, Guam, and U.S. Virgin Islands, plus New York and Northern Mariana Islands
Serves New York	Yes	No
NYDFS licence	Yes	No
FinCEN registration	–	Registered
App Store rating (ratings)	4.8 (8,784,253)	4.6 (22,983)
Google Play rating (ratings)	4.7 (4,520,000)	–

A dash shows that the exchange gives no figure for that item; “Not offered” means the exchange doesn’t support that method.

Cash App doesn't publish a list of US states it leaves out. Its user terms only ask you to live in the US.

OKX US doesn't serve American Samoa, Guam, Northern Mariana Islands or U.S. Virgin Islands. It also doesn't serve New York.

On the pages we read, Cash App gives no bank withdrawal fee or time.

Any bank withdrawal fee or time is not published by OKX US on the pages we read.

Cash App has a New York licence or charter issued by NYDFS.

OKX US doesn’t have an NYDFS licence for New York.

With 8,784,253 ratings, Cash App has an App Store score of 4.8 out of 5. Its Google Play rating is 4.7, based on 4,520,000 ratings.

On the App Store, OKX US earns 4.6 out of 5. That score comes from 22,983 ratings.

We earn a commission if you open an account through our links. It does not change the fees you pay or our score.