Coinbase withdrawal: time, fees and limits
- Fee charged on a $1,000 buy
- Displayed at checkout
- How long a bank withdrawal takes
- 1 to 5 days
- Coins
- 407
It takes 1-5 working days to move cash from Coinbase to a bank. Under Coinbase's rule, cash deposits may sometimes be placed on hold. Crypto bought with that cash can then be sold or traded on the platform, but it cannot leave or be cashed out until the hold is lifted. The hold length depends on your account history, and support can't shorten it. If you pay with a debit card, the send hold doesn't apply.
How to withdraw money from Coinbase
Cash withdrawal steps are on Coinbase's help page.
It takes 1-5 working days to move cash from Coinbase to a bank.
How long a Coinbase withdrawal takes
It takes 1-5 working days to move funds with a bank transfer (ACH) through Coinbase.
Coinbase wire transfers: 1-3 working days. If the wire goes out earlier than 1:00 in the afternoon PT, it usually processes on the working day it was sent.
Coinbase withdrawal fees
Coinbase's withdrawal fees by method, as published by Coinbase.
| Method | Fee or time | Source | Read on |
|---|---|---|---|
| Wire deposit | $10 | help.coinbase.com | November 2, 2026 |
| Wire withdrawal | $25 | help.coinbase.com | November 2, 2026 |
| How long a bank withdrawal takes | 1-5 business days | help.coinbase.com | November 2, 2026 |
| Wire withdrawal time | A wire usually processes on the same working day if you send it before 1:00 in the afternoon PT. The full process takes 1-3 working days. | help.coinbase.com | November 2, 2026 |
| Instant cash out | Withdraw cash instantly using a debit card that qualifies (Visa Fast Funds / Mastercard Send), or use an RTP bank account. There is no published numeric fee ('Standard transaction fees apply'). One RTP transaction is limited to $100,000 | help.coinbase.com | November 2, 2026 |
| Bitcoin withdrawal | Every send comes with network fees from Coinbase, set at the rates it estimates are prevailing. Lightning sends carry a processing fee of 0.2% | help.coinbase.com | November 2, 2026 |
Coinbase withdrawal limits and holds
Coinbase limits depend on your account, your payment method and your region (see Settings > Account limits): a single instant bank cash-out can go up to $100,000 per transaction, and for instant card cash-outs, Coinbase sets no cap.
Coinbase's policy may place cash deposits on hold. Crypto purchased with those funds can be sold or traded on the platform, but can't leave or be cashed out until the hold is removed. The duration depends on your account history, and support can't reduce it. A debit card payment avoids the send hold.
When a Coinbase withdrawal is stuck
When a Coinbase withdrawal gets stuck, the cause is usually a hold on new deposits, a verification step, or a bank that declines the transfer; for each of those cases, Coinbase's help pages are linked here.
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Questions people ask
Why can't I withdraw from Coinbase yet?
Usually it's a hold. Coinbase's policy may place cash deposits on hold. Crypto purchased with those funds can be sold or traded on the platform, but can't leave or be cashed out until the hold is removed. The duration depends on your account history, and support can't reduce it. A debit card payment avoids the send hold.
What's the way to move cash from Coinbase to my bank?
First connect a bank account in Coinbase. After that, withdraw your cash balance to that same account. Coinbase shows the withdrawal fee before you confirm.
Can my Coinbase account send crypto to a different wallet?
Yes. Crypto can be sent to a wallet outside Coinbase; on every send, Coinbase charges the network fee.